Happy Holidays!

Happy Holidays!

For anyone who wasn’t able to complete any of the credit card required offers with Free Treasure Chest, FTC has the answer! We realize in this tough economy it may be hard to complete any offers. Well, we did the leg work and found some offers and tasks that you and your downline can complete that require no payment information.

 

This is the break you have been looking for! We could not have made it easier for you to build your income, and encourage your downline to do the same!

Here is the scoop:

Free Treasure Chest would like to introduce our new POINTS site: COINS. This is a referral site, however, we pay you DIRECTLY for offers you complete on the site. PLUS, you receive one coin for every 10 coins that your referrals make by completing offers as your referral. Your referral gets paid directly from us for the offers they complete, and your coins just keep adding up. They then also can refer people to make coins from their own referrals! The BEST thing is that MOST of the offers on this site require NO CREDIT CARD! So, if you or your referral do not have a credit card, or are skeptical and do not want to use your card until you have proof that this works, then this site is for you! Coins (or name for "points") can be cashed out at our "Currency Exchange" for PayPal Cash, Payza Cash, and Treasure Checks! Register Now, and start earningYOUR Coins!

Go sign up and check it out. You have nothing to lose. I just gave it a good once over, and I am impressed. This will make our job a whole lot easier!

SBA - Tips To Start a Business

Have you been thinking about starting an online business? One of the first places you should start is your local Small Business Administration (SBA) The SBA is Nation wide and local. They offer a variety of resources for entrepreneurs just starting on the exciting journey of being self-employed.

Here is an excerpt from a very good article I found on the SBA site while doing a little Saturday Business Reading. Be sure to read the entire piece here, and see what else the SBA can do for your business.  

Step 1 – Write a Business Plan
Yeah, yeah, you know you should write a business plan whether you need to secure a business loan or not. The thing is, a business plan doesn’t have to be encyclopedic and it doesn’t have to have all the answers. A well-prepared plan – revisited often – will help you steer your business all along its growth curve. Try to think of your business plan as a living, breathing project, not a one-time document. Break it down into mini-plans – one for marketing, one for pricing, one for operations, and so on. Take a look at SBA’s Business Planning Guide for more ideas.
Step 2 – Get Help and Training
Starting a business can be a lonely endeavor, but there are lots of free in-person and online resources  that can help advise you as you get started.  Check out what‘s offered at your Small Business Development Centers; SCORE (which offers free mentoring services); Women’s Business Centers, or your local SBA office.
Step 3 – Choose Your Business Location
Where you locate your business may be the single most important decision you make. Many factors come into play such as proximity to suppliers, the competition, transportation access, demographics, and zoning regulations. Check out SBA’s Tips for Choosing a Business Location and this blog: How to Choose the Best Location for your Business.
Step 4 - Understand your Financing Options
You may choose to bootstrap, fall back on savings, or even keep a full-time job until your business is profitable, but if you are looking for an external source of financing, these resources explain your options.
Step 5 – Decide on a Business Structure
Going it alone or forming a partnership? Thinking of incorporating? What about an LLC? How you structure your business can reduce your personal liability for business losses and debts.  Some choices can give you tax benefits. To help you determine the right structure for your business, here’s an overview of your options and some information on how to file the necessary paperwork in your state and the tax implications of your decision. You might also want to read:

• LLCs Explained: A 101 for Small Business Owners
• Should You Incorporate Your Freelance or Consulting Business?
• “Working Together” – How to Start and Formalize a Business Partnership

Step 6 – Register Your Business Name (“Doing Business As”)
Registering a “Doing Business As” name or “trade name” is only needed if you name your business something other than your personal name, the names of your partners, or the officially registered name of your LLC or corporation. Here’s how to register your “Doing Business As” name.
Step 7 – Get a Tax ID
Not every business needs a tax ID from the IRS (also known as an “Employer Identification Number” or EIN), but if you have employees, run a business partnership, a corporation or meet certain IRS criteria, you must obtain an EIN from the IRS. You’ll also need to start paying estimated taxes to the IRS; this blog explains more about this process.
Step 8 – Register with Tax Authorities
Employment taxes, sales taxes, and state income taxes are handled at the state-level. Learn more about your state’s tax requirements and how to comply.
Step 9 - Apply for Permits and Licenses
All businesses, even home-based businesses, need a license or permit to operate. This guide explains more and includes a handy “Permit Me” tool that lets you determine what your permit and licensing needs are, based on your zip code and business type.
Step 10 - Hiring Employees
If you’re hiring employees, follow these 10 steps. If you’re working with a contractor or 1099, read 5 Things to Know About Hiring Independent Contractors.
Related Resources
Check out SBA’s Starting and Managing a Business for more tips and guides.