Friday, October 28, 2011

AlertPay Update from John Kielec

AlertPay and More update from John!  If you are F5M-MC members, you should be reading your updates!

@@@=>  AlertPay & STP News!

I have talked on the phone to AlertPay this morning to verify the email I got
from them asking for some bank verification documents. It was emailed from them.
It was not some hacker. If they find a need for your account to be updated, they
will contact you to provide some verification documents. This is a must and feel
safe to provide what they ask providing it came from AlertPay.

I have discussed issues about the credit cards. Good news is here. I was told
by one executive that they are almost done with the new process. Acceptance of
credit cards through AlertPay will become available early next week. It will be next week and that is 100% for sure, this is what I was told. They also said that
their service will be largely improved to offer superior quality to all who will
use AlertPay. I personally liked AlertPay right from the beginning and they have
always been here for F5M-Millionaires Club. AlertPay has become the #1 payment
processor for F5M-MC. We will continue to use them.

@@@=> Our 2nd option payment processor which is SolidTrustPay will be CHANGED!

About two years ago STP has been the #1 payment processor for F5M-MC but they have
lost about 90% of our service when I implemented AlertPay which offered better
service with lower fees. Sadly to say, soon STP will be taken down from F5M-MC
and we will no longer use their services. I have some personal issues with them
and not happy how they conduct the payment processing orders.

This week the good news came from STP that their site is fully functional to
accept credit cards without any problem. I believe there is still some issues not
resolved. F5M-MC has some orders come through their credit card provider. Some
have contacted me and told me same thing was happening, got a blank page after
submitting the payment.

One thing got me the most, their fees got higher and on top of it all, I am
getting charged 50 cents every time some one has been denied credit card
payment even if they make a mistake on the credit card payment form. This
morning, one person tried to pay through STP credit card and made a mistake,
started over again, something happened again, the payment did not go through.
Tried for the 3rd time and the credit card payment went through. I got charged
twice (2 times of 50 cents) for this person's mistake or maybe STP not working

In spring of this year, one person tried to use STP to pay for Silver level
into F5M-MC, no matter whose fault it was, this person tried 11 times, I got
charged $5.50 for that (11 x $.50). That is the most ridiculous thing I have
ever experienced. If some one goes and does this 100 times, they will charge me
because it is made to F5M-MC.

I am currently working with few other DIRECT CREDIT CARD MERCHANTS and will
by pass the middle provider like STP or AlertPay. Once I decide who I will
select, all Credit Cards payments will used through this NEW, well established,
highly secured merchant directly. AlertPay will be the 2nd choice and also will
be used as the main payment provider for all F5M-MC commissions and earnings
that are due to members.

Once this new credit card merchant becomes implemented into F5M-MC and our all
STP will be taken down from all of our sites. This should happen sometimes
within next 20 days.

I am also working on few other changes that will take effect in "The 98% Solution".
Most opportunities in there will be part of F5M-MC except "JustBeenPaid"
which is becoming VERY HUGE online and this is only the beginning for them!
I am beginning to invest $1000 or buy 100 positions per month in there. My plan
is to be on the TOP 20 Earners by Spring of 2012.

I will keep all F5M-MC members updated as to any new changes, enhancements or any
other related issues that involve F5M-MC. F5M-Millionaires Club will continue to
out perform all others out there and we will crash the competition by offering
more what others will not do.

I want everyone who has joined F5M-MC and who will join in the future to be 100%
satisfied member and be here for life to earn income.

Saturday, October 22, 2011

What's up With AlertPay?

It's now time to take action my friends!

Alertpay has been holding us hostage long enough and if they don't want to publicly admit that they have not been totally forthcoming with it's members, then it is up to us to make the world know how they treat us.

How many internet business owners are loosing money? How much stands to be lost if this continues?

Why are we not getting Blog updates every day on such an important issue that is currently robbing millions of members of their earnings?
I feel it's my duty to bring this out into the public eye in hopes that it will make a positive difference for all currently concerned & future parties that may be involved.
Take a look:

- ( Alertpay User Agreement)
- Liability (Liabilities to Both Parties)
- (Alertpay Blog)

There is no explanation for why we cannot process Visa and MasterCard. We have a right to know!

Thursday, October 6, 2011

RIP-Steve Jobs

The news this morning was sad. I woke up to the announcement that Steve Jobs, the Apple King, had given up the fight of his life. It is a sad, sad day for followers of Apple, the iPod, iPad and all things Mac.

I did learn something I didn't know before, he was adopted as well as a college drop out. Amazing! This man was ahead of his time and an innovator in technology, and has helped to change the way the world communicates and computes.

(AP)  SAN FRANCISCO — Steve Jobs saw the future and led the world to it. He moved technology from garages to pockets, took entertainment from discs to bytes and turned gadgets into extensions of the people who use them.

Jobs, who founded and ran Apple, told us what we needed before we wanted it.

"To some people, this is like Elvis Presley or John Lennon. It's a change in our times. It's the end of an era," said Scott Robbins, 34, a barber and an Apple fan. "It's like the end of the innovators."

Apple announced his death without giving a specific cause. He died peacefully on Wednesday, according to a statement from family members who were present. He was 56.

"Steve's brilliance, passion and energy were the source of countless innovations that enrich and improve all of our lives," Apple's board said in a statement. "The world is immeasurably better because of Steve."

President Barack Obama said in a statement that Jobs "exemplified the spirit of American ingenuity."

"Steve was among the greatest of American innovators — brave enough to think differently, bold enough to believe he could change the world and talented enough to do it," he said.

Jobs had battled cancer in 2004 and underwent a liver transplant in 2009 after taking a leave of absence for unspecified health problems. He took another leave of absence in January — his third since his health problems began — and resigned in August. Jobs became Apple's chairman and handed the CEO job over to his hand-picked successor, Tim Cook.

Outside Apple's Cupertino headquarters, three flags — an American flag, a California state flag and an Apple flag — were flying at half-staff late Wednesday.

"Those of us who have been fortunate enough to know and work with Steve have lost a dear friend and an inspiring mentor." Cook wrote in an email to Apple's employees. "Steve leaves behind a company that only he could have built, and his spirit will forever be the foundation of Apple."

The news Apple fans and shareholders had been dreading came the day after Apple unveiled its latest iPhone, a device that got a lukewarm reception. Perhaps, there would have been more excitement had Jobs been well enough to show it off with his trademark theatrics.

Jobs started Apple with a high school friend in a Silicon Valley garage in 1976, was forced out a decade later and returned in 1997 to rescue the company. During his second stint, it grew into the most valuable technology company in the world with a market value of $351 billion. Almost all that wealth has been created since Jobs' return.

Cultivating Apple's countercultural sensibility and a minimalist design ethic, Jobs rolled out one sensational product after another, even in the face of the late-2000s recession and his own failing health.

He helped change computers from a geeky hobbyist's obsession to a necessity of modern life at work and home, and in the process he upended not just personal technology but the cellphone and music industries.

For transformation of American industry, he has few rivals. He has long been linked to his personal computer-age contemporary, Bill Gates, and has drawn comparisons to other creative geniuses such as Walt Disney. Jobs died as Walt Disney Co.'s largest shareholder, a by-product of his decision to sell computer animation studio Pixar in 2006.

Perhaps most influentially, Jobs in 2001 launched the iPod, which offered "1,000 songs in your pocket." Over the next 10 years, its white earphones and thumb-dial control seemed to become more ubiquitous than the wristwatch.

In 2007 came the touch-screen iPhone, joined a year later by Apple's App Store, where developers could sell iPhone "apps" which made the phone a device not just for making calls but also for managing money, editing photos, playing games and social networking. And in 2010, Jobs introduced the iPad, a tablet-sized, all-touch computer that took off even though market analysts said no one really needed one.

By 2011, Apple had become the second-largest company of any kind in the United States by market value. In August, it briefly surpassed Exxon Mobil as the most valuable company.

Under Jobs, the company cloaked itself in secrecy to build frenzied anticipation for each of its new products. Jobs himself had a wizardly sense of what his customers wanted, and where demand didn't exist, he leveraged a cult-like following to create it.

When he spoke at Apple presentations, almost always in faded blue jeans, sneakers and a black mock turtleneck, legions of Apple acolytes listened to every word. He often boasted about Apple successes, then coyly added a coda — "one more thing" — before introducing its latest ambitious idea.

In later years, Apple investors also watched these appearances for clues about his health. Jobs revealed in 2004 that he had been diagnosed with a very rare form of pancreatic cancer — an islet cell neuroendocrine tumor. He underwent surgery and said he had been cured. In 2009, following weight loss he initially attributed to a hormonal imbalance, he abruptly took a six-month leave. During that time, he received a liver transplant that became public two months after it was performed.

He went on another medical leave in January 2011, this time for an unspecified duration. He never went back and resigned as CEO in August, though he stayed on as chairman. Consistent with his penchant for secrecy, he didn't reference his illness in his resignation letter.

Steven Paul Jobs was born Feb. 24, 1955, in San Francisco to Joanne Simpson, then an unmarried graduate student, and Abdulfattah Jandali, a student from Syria. Simpson gave Jobs up for adoption, though she married Jandali and a few years later had a second child with him, Mona Simpson, who became a novelist.

Steven was adopted by Clara and Paul Jobs of Los Altos, California, a working-class couple who nurtured his early interest in electronics. He saw his first computer terminal at NASA's Ames Research Center when he was around 11 and landed a summer job at Hewlett-Packard before he had finished high school.

Jobs enrolled in Reed College in Portland, Ore., in 1972 but dropped out after six months.

"All of my working-class parents' savings were being spent on my college tuition. After six months, I couldn't see the value in it," he said at a Stanford University commencement address in 2005. "I had no idea what I wanted to do with my life and no idea how college was going to help me figure it out."

When he returned to California in 1974, Jobs worked for video game maker Atari and attended meetings of the Homebrew Computer Club — a group of computer hobbyists — with Steve Wozniak, a high school friend who was a few years older.

Wozniak's homemade computer drew attention from other enthusiasts, but Jobs saw its potential far beyond the geeky hobbyists of the time. The pair started Apple Computer Inc. in Jobs' parents' garage in 1976. According to Wozniak, Jobs suggested the name after visiting an "apple orchard" that Wozniak said was actually a commune.

Their first creation was the Apple I — essentially, the guts of a computer without a case, keyboard or monitor.

The Apple II, which hit the market in 1977, was their first machine for the masses. It became so popular that Jobs was worth $100 million by age 25.

During a 1979 visit to the Xerox Palo Alto Research Center, Jobs again spotted mass potential in a niche invention: a computer that allowed people to control computers with the click of a mouse, not typed commands. He returned to Apple and ordered his engineering team to copy what he had seen.

It foreshadowed a propensity to take other people's concepts, improve on them and spin them into wildly successful products. Under Jobs, Apple didn't invent computers, digital music players or smartphones — it reinvented them for people who didn't want to learn computer programming or negotiate the technical hassles of keeping their gadgets working.

"We have always been shameless about stealing great ideas," Jobs said in an interview for the 1996 PBS series "Triumph of the Nerds."

The engineers responded with two computers. The pricier Lisa — the same name as his daughter — launched to a cool reception in 1983. The less-expensive Macintosh, named for an employee's favorite apple, exploded onto the scene in 1984.

The Mac was heralded by an epic Super Bowl commercial that referenced George Orwell's "1984" and captured Apple's iconoclastic style. In the ad, expressionless drones marched through dark halls to an auditorium where a Big Brother-like figure lectures on a big screen. A woman in a bright track uniform burst into the hall and launched a hammer into the screen, which exploded, stunning the drones, as a narrator announced the arrival of the Mac.

There were early stumbles at Apple. Jobs clashed with colleagues and even the CEO he had hired away from Pepsi, John Sculley. And after an initial spike, Mac sales slowed, in part because few programs had been written for it.

With Apple's stock price sinking, conflicts between Jobs and Sculley mounted. Sculley won over the board in 1985 and pushed Jobs out of his day-to-day role leading the Macintosh team. Jobs resigned his post as chairman of the board and left Apple within months.

"What had been the focus of my entire adult life was gone, and it was devastating," Jobs said in his Stanford speech. "I didn't see it then, but it turned out that getting fired from Apple was the best thing that could have ever happened to me. The heaviness of being successful was replaced by the lightness of being a beginner again, less sure about everything. It freed me to enter one of the most creative periods of my life."

He got into two other companies: Next, a computer maker, and Pixar, a computer-animation studio that he bought from George Lucas for $10 million.

Pixar, ultimately the more successful venture, seemed at first a bottomless money pit. Then in 1995 came "Toy Story," the first computer-animated full-length feature. Jobs used its success to negotiate a sweeter deal with Disney for Pixar's next two films, "A Bug's Life" and "Toy Story 2." Jobs sold Pixar to The Walt Disney Co. for $7.4 billion in stock in a deal that got him a seat on Disney's board and 138 million shares of stock that accounted for most of his fortune. Forbes magazine estimated Jobs was worth $7 billion in a survey last month.

Read the rest on CBS News click here

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I am committed to informing everyone about the quality of their drinking water and the food we eat. Food and water are truly life essential, and we really need to think before we drink or eat processed and GMO foods.

Even President Obama strongly suggests that every American should filter their tap water. If we must filter our water, we should use a quality water filter system. 

There are many studies that are showing how harmful the artificial, processed and genetically modified foods are for the human body.

Indiana Water Filters along with Feed Your Health  are committed to insuring everyone has access to clean, healthy drinking water and organic, non GMO foods at a reasonable price. Visit any of my sites to learn more about drinking water and the foods we eat.